The Distinction suite

Designed for premium homes, contents and vehicles — Distinction is superior personal insurance that’s in a class of its own.

A premium experience.

With Distinction, you’re always our priority. We understand the importance of your time, privacy, and peace of mind.

  • Value-add benefits that celebrate your luxury home, collections and lifestyle.

  • Generous limits for art, jewellery and collections.

  • A team of dedicated experts who understand high-net-worth individuals and their lifestyles.

  • Seamless claims experience, with expedited timeframes and flexibility.

The insurance suite that’s in a class of its own.

Generous sums insured, enhanced policy features, and added benefits makes for superior cover.

Home insurance

From precise rebuild valuations to cover that can go beyond your sums insured, Distinction protects exceptional homes with thoughtful benefits. Every detail deserves perfect preservation.

Contents insurance

Protect what matters most, from elegant sets to fine art and heirloom jewellery. With global protection while travelling, generous limits, and thoughtful extras, Distinction provides confidence for a life well-lived.

Vehicle insurance

Insure your car or motorcycle for its true value, get 24/7 roadside assistance and enjoy up to $10,000 for alternative transport. Distinction delivers premium cover for those who expect more.

Value-add benefits that go the extra mile.

A perfect shot deserves a round on us.

Contents insurance

If you or a family member score a hole-in-one in tournament or club play, we’ll contribute up to $1,000 towards your celebration. Perfection deserves a proper toast.   

Ensuring your home’s worth is never underestimated.

Home insurance

Our complimentary rebuild valuation service connects you with one of our independent experts to ensure your property is insured for its true value. Exceptional homes deserve exceptional precision.

Your collection, curated and secured.

Contents insurance

Our complimentary service via PhotoSecure creates a bespoke photographic and video archive of your most treasured pieces. The record is artfully curated and securely stored — providing proof of ownership should the unexpected happen.

You're in safe hands with us

We’ve been providing New Zealanders peace of mind for over 165 years.

We adhere to the Fair Insurance Code, giving you peace of mind that we’re focussed on what’s best for our customers.

We have an AA financial strength rating, which is your reassurance we can be there for you should you need us.