Vehicle Insurance

New Zealanders love their cars, motorcyles and motor homes so set yourself on the right road with our vehicle insurance.

What we offer

Under the hood or out on the open road, sometimes things can take a wrong turn for vehicle owners. We'll have you covered with our vehicle insurance options, so you can focus more on what drives you in life instead. 

We cover your private vehicles like cars, motorcycle or trailer, and even cover caravans too. 

We have a range of vehicle insurance products, so you can find the one that fits you best: 

  • full cover for damage to your vehicle and damage you cause to someone else’s car or property. 
  • third party fire and theft which provides coverage if your car is damaged by fire or stolen, and your liability for damage you cause to someone else.  
  • third party only for damage you cause just to someone else's car or property. 

Each vehicle insurance policy comes with various automatic and optional benefits. 

Our Policies

Distinction Vehicle

With generous sums insured, a wealth of enhanced policy features, and added benefits, Distinction Vehicle insurance is designed for those seeking premium car and motorcycle cover.

Automatic benefits include:

  • Agreed Value for your vehicle sum insured where a valuation is less than 24 months old
  • Cover for Spare Parts for your vehicle that you have at your home or in storage up to $20,000
  • NZI Roadside Assist for unlimited 24/7, roadside breakdown assistance.

Read the Distinction NZI Roadside Assist terms and conditions here

 

Discover Distinction Vehicle

Echelon Motor Vehicle

Under full cover, this covers you for keys and locks, road clearing costs and no excess for windscreen claims.

Looking to add more protection to your most-prized possession? 

Get 24/7 help from our NZI Roadside Assist team in case of the unexpected while  you’re out and about (optional under Echelon).

Find out more

Quality guarantee

If you have a NZI Car Insurance policy, you have access to AMI MotorHub for vehicle repairs. As a trusted repairer, AMI MotorHub guarantees its workmanship, plus they offer a free courtesy car or Uber ride voucher while your car is being fixed. Located across New Zealand.

We've also got a nationwide network of highly skilled, approved repairers who are committed to getting you back on track. We're so confident in their abilities that we quality guarantee repairs undertaken as long as you own the vehicle and are insured with us.

You can find an approved repairer in your area by using our preferred supplier search tool.

Find an approved supplier