Cyber Cover Products

Cyber threats impact Kiwi businesses every day. Just as bricks and mortar businesses are at risk from criminals, any business that relies on technology is vulnerable to cyber threats.

Cyber Base

Cyber Base provides an essential level of cover. It’s designed to operate alongside other NZI Liability products to provide your business with more extensive coverage from cyber liability risks
Cyber Ultra

Cyber Ultra provides extensive coverage, including cover for IT experts to fix your problem, first and third party liability cover, business interruption protection and legal costs.
Broker Toolkit

Product information, policies and tools to help keep your business cyber safe.

Cyber threats can come from anywhere online

Cyber threats impact Kiwi businesses every day. Just as bricks and mortar businesses are at risk from criminals, any business that relies on technology is vulnerable to cyber threats.

Cyber attacks

These malicious attacks can range from hacking to malware and viruses to ransomware or phishing emails.

Data breach

If your business collects or stores information from customers, suppliers, partners or employees, there is a risk of that data falling into the wrong hands.
Employee misadventure

Employee misadventure is when an employee impacts your business negatively by using your businesses social media accounts, websites or data.
Employee negligence

One of the biggest cyber threats to small and medium sized businesses is employee negligence

Loss of service

It's likely that your business relies on services outside your control, such as an internet connection.
Malware

Malware is malicious software that's used to access your systems, steal data and financial or sensitive business information.

Multi-media liability

This happens when your business or employees publish content online that may leave you exposed.
Privacy breaches

Privacy breaches can cause legal issues and massive damage to your reputation.
Ransomware

Ransomware is a type of software that threaten to publish or block your data, systems or information until a ransom is paid.
System damage

If your systems have been damaged it could leave your business unable to function.

Our Assessment

Low

Medium

High

Great work. We still recommend that you speak to a broker about cyber insurance. Your business appears to have some good procedures in place but there may still be more that you could be doing to help cover yourself from cyber threats.

Well done. It looks like you have some adequate procedures in place to help protect your business against possible cyber threats. We still recommend that you contact a broker today to find out more about NZI Cyber insurance solutions.

Your business may not be adequately protected against cyber threats, potentially leaving you exposed. We strongly recommend that you contact a broker today to find out how NZI Cyber solutions could help to cover your business.

Are you at risk?

Simple oversights could expose your business to serious cyber threats. Find out your level of risk by answering just a few questions.

What type of industry are you in?
  • Building, trades and construction
  • Sales retail and consumer products
  • Transport
  • Manufacturing and engineering
  • Property
  • Home based business
  • Non profit and community
  • Legal or financial services
  • Other
Do you encrypt valuable information before you take it out of the office?

Encrypt > Encoding into an unreadable, protected format.

Yes
No
Do you update your firewall and virus protection monthly?

Firewall > A layer of protection between your network and the wider internet.

Yes
No
Do you have offsite back ups of all your important data?
Yes
No
Do you allow online purchases, bill payments, banking or trading?
Yes
No
Do you store information in the cloud?

Cloud > Offsite storage accessed over the internet.

Yes
No

Our Team of Cyber Security Experts

Our underwriting team delivers smarter, bolder insurance solutions to a wide range of New Zealand businesses. With unrivalled expertise in cyber insurance, you can depend on us for protection. 

Ryan Clark

National Liability Manager

Ryan has worked in the insurance industry for over 15 years

Ryan joined NZI in May 2015 to run its liability department. Prior to this he worked at AIG where he was a part of the team that launched the first cyber product into the New Zealand market.

Ryan has worked in the insurance industry since 2000 and has held a variety of liability insurance roles in both New Zealand and the UK.

This includes his eight years' experience as a broker, giving him useful insights into the commercial realities of the end-customers and a full appreciation of the pressure they are under if a liability claim is filed against them.

Andrew Beven

Regional Sales Manager, South Island

Andrew is a 25-year insurance veteran

Andrew joined NZI in September 2015 and brought with him 15 years of liability underwriting experience in both the New Zealand and London markets. Previously he ran the cyber portfolio for AIG in New Zealand and was a member of the Asia Pacific Cyber Executive team.

Andrew has researched and underwritten cyber risks since 2011. He was involved in launching one of the first cyber products into the local market and worked on the development of NZI's new cyber insurance products.

A 25-year insurance veteran, Andrew began as a Trainee Property Underwriter at Eagle Star Insurance in Sutton, UK, in 1991

Nick Penny

Regional Sales Manager, Central

Nick was an early advocate for the cyber product and was involved with the development of NZI Cyber.

Nick was appointed to his current role in October 2015. Prior to this he was a Senior Underwriter with Lumley Insurance. He is responsible for managing the NZI Liability portfolio for the North Island below Auckland. His role includes broker relationship management and development, as well as strategic direction and management of his team of six underwriters.

Nick has worked in the insurance industry since 2000. In addition to general managerial roles, he has also provided IT liability portfolio leadership. He was an early advocate of the cyber product as a growth opportunity in the local market and has been involved in the development of NZI's new cyber products.

Ryan McGehan

Senior Underwriter, Liability

Ryan has been underwriting cyber insurance since 2012.

Ryan joined NZI in September 2015. He was previously a Senior Underwriter at AIG NZ, specialising in professional indemnity, technology liability and cyber liability.

Ryan has been underwriting cyber insurance since 2012. His clients in the cyber insurance area benefit from his understanding of the risks and exposures, and from his ability to integrate a cyber policy into an existing liability programme to minimise any gaps in cover. Ryan has worked in insurance since 2004 and in liability insurance since 2007.

Shanti Shafqat

Senior Underwriter, Commercial Risks

Shanti has 14 years of experience in insurance.

Senior Associate, Australian & New Zealand Institute of Insurance & Finance (ANZIIF), Shanti joined NZI's liability team in May 2015. She is responsible for a range of liability products including cyber, professional indemnity, technology, general, statutory, employers, as well as directors and officers. She will also be involved in broker training for NZI's new cyber product.

Shanti's 14 years' experience in insurance includes four years of cyber underwriting. She was about ' Senior Underwriter in cyber insurance at both DUAL New Zealand and AIG, and was closely involved in AIG's New Zealand cyber product launch. 

Why choose NZI

NZI is one of New Zealand’s largest and most well-known insurance brands, offering an extensive selection of flexible, comprehensive insurance services for people and businesses throughout the country.

Our superior products
Extensive broker network
Strong customer focus
Dedication to the community

We also provide cover for...

Business Cover

Cyber Cover

Liability Cover