Why do I need this

Our policies offer wide-reaching cover that will help to keep you protected, so you can get on with the job at hand. 

Contract Works Single Project

This policy is suitable for all types of one-off projects, such as homes and commercial building and for civil works such as roads and bridges. It’s also recommended for new construction projects and renovations. This policy does not include liability cover.

Contract works - Erection All Risks

This covers loss arising from erecting, installing and testing plant machinery and equipment.

Contract Works Annual

An annual for builders working on several projects throughout the year, this policy saves you from having to arrange cover for every new contract you take on.

Advanced Consequential Loss

This cover protects against loss of gross profit if a project is delayed due to loss or damage to property on site that’s covered by contract works insurance.

Contractor's Plant and Machinery

Protection for plant, equipment and machinery – from site huts to tower cranes – used on site and yard.

Machinery Breakdown

An optional cover for business owners who rely on machinery in their day-to-day operations. This policy covers accidental loss due to mechanical breakdown to insured machinery.

Machinery Breakdown Business Interruption

This policy combines Machinery Breakdown insurance with Business Interruption cover for financial loss if your business stops trading due to a machinery breakdown to insured machinery. 

Stock Deterioration

If your business uses or sells chilled or frozen food, this policy can protect you for loss to your stock in the event of temperature changes or machinery breakdown.

Electronic Equipment
This policy covers you for computer systems breaking down and data or financial loss as a result. It can also be extended to cover accidental damage.

Total Development

An ideal solution for property developers, both those with an eye for doing up old structures and those starting whole new projects from scratch. This package provides overarching cover for a whole development with no gaps in cover. Every phase of works may be covered, right through from the planning and design stage, to the completed structure and everything in between.