This calculator will help you work out the insurance cover you might need to replace the contents of your home. It’s important to adequately insure your possessions, as the Sum Insured on your contents policy is the maximum amount you can claim.
We recommend you:
go from room to room in your house, writing down your estimate of what each item is worth (our calculator contains a list of contents common to NZ family homes)
enter your values in the calculator – you can use the average value provided or your own estimate
click the ‘calculate’ button to get the total amount – this is what your Sum Insured should be.
Talk to your broker about the information you’ve calculated. They can advise you on suitable contents insurance, along with options for valuing and insuring items such as jewellery, antiques and fine art.
Visit Home insurance changes to estimate the likely cost of rebuilding your home.
Enter your values