Alternative accommodation cover in a compulsory evacuation

Being required to evacuate your home by an authority in an emergency is stressful, and alternative accommodation during this time can be costly.

 

So, from 1 October 2021, we’ll help cover the cost of alternative accommodation while it is unsafe for you and your family to be in your home, up to the limits outlined in your policy:

  • if you’re required to evacuate your principal residence by a local authority or government agency (like a council, Civil Defence, NZ Police or Fire and Emergency NZ)
  • because your property is at risk of damage, from an event that would be covered under your policy, and
  • where you have an Alternative Accommodation benefit.

If, during the evacuation, you need to put your domestic pets into boarding, the Alternative Accommodation benefit can be used to cover these costs. Some policies will also cover the cost of storage if needed during the evacuation.

 

Not all NZI policies offer the same level of cover, so please refer to the policy wording for full terms and conditions or contact your broker to discuss.

 Policy

What we’ll cover

NZI Distinction

Home and Contents: Reasonable costs for up to 12 months

NZI Echelon

Home and Contents: A maximum of $20,000 for up to 12 months

NZI Essence

Home and Contents: A maximum of $15,000 for up to 12 months

NZI Supersurance

Home: A maximum of $15,000 for up to 6 months

Contents: Reasonable costs up to a maximum of 30% of your sum insured for up to 6 months.

NZI Houseowners

A maximum of $10,000 for up to 12 months

NZI Householders

Reasonable costs up to a maximum of 30% of your sum insured for up to 6 months.

 

This information is only intended as a guide. Policy limits and exclusions apply.

 

Please contact your broker for more information. If you have any difficulty getting in touch with your broker, you can call NZI directly on 0800 2BROKER (0800 227 653).