Terms of use

Terms of use


Thank you for using the NZI website. Below you will find the Terms of Use (“Terms”) for the site. 


  1. Agreement to the Terms of Use – By accessing and browsing this website you represent that you have read, understood and accepted these Terms.

  2. Changes to the Terms of Use – As we continually seek to improve our website, we may modify these Terms from time to time.

  3. Purpose and use of this website – This website is intended for use by people living in New Zealand or with insurable interests in New Zealand to provide information on, and access to, our insurance services. NZI makes no representations that it is appropriate for other purposes and does not accept any responsibility if it is used for such other purposes.

  4. New Zealand law applies – New Zealand law governs this website. New Zealand courts have exclusive jurisdiction in relation to legal issues that arise from the use of this website.

  5. Business advice information – Business advice information provided on this website is intended only to provide a summary of the topics covered. It does not purport to be comprehensive or to provide legal advice. NZI encourages you to obtain specific professional advice before acting in reliance on any statement contained in this website.

  6. Links from this website – Within our website you will find some links to other websites provided for your convenience. These websites are not necessarily affiliated with NZI. NZI does not have any control over these websites, or over any material or information which may be obtained from these websites. NZI makes no warranties or representations regarding the information contained on these websites.

  7. Links to this website – If you would like to link to any part of our website, please contact NZI for prior permission.

  8. The use of cookies – Cookies are small data files that a website host computer sends to a website user's computer. We may use cookies on this website to help us remember information you enter, by passing a unique ID between your PC and the NZI website that identifies you. We do not leave a persistent cookie on your PC – once the browser window is closed, then the cookie is destroyed.

  9. Disclaimer – The information contained in this website is necessarily generalised. The insurance cover described is in summary form only, and is subject to the terms of the insured party’s own policy wording and schedule. While every effort has been made to ensure accuracy of this website, no liability is accepted for any errors. We will do our best to ensure that the website is available to you when you need it, free from viruses and from unauthorised access. If you use this website inappropriately or maliciously, you will indemnify us for any loss that occurs to NZI as a result of or in connection with your actions.